New Mexico — A Haven For Uninsured Drivers
New Mexico is one of the leading U.S. states for uninsured motorists. Although drivers here are legally required to carry insurance, the Insurance Research Council estimates that as many as 26 percent of them do not.
This means if you get into an accident in New Mexico, you had better hope that the at-fault driver: A) has insurance, or B) has significant assets. Since drivers who lack insurance usually can’t afford it, it is unlikely that obtaining a judgment against the driver will yield you anywhere near the amount of money you need cover your medical expenses and other recovery costs. If this is the case, there is a good chance that you will have to rely on your own insurance policy to cover your medical expenses and other recovery costs.
Underinsured/Uninsured Motorist Accident Lawyer Representing El Paso And Southern New Mexico
At Ruhmann Law Firm, in Las Cruces, New Mexico, we help motorists who were injured in auto collisions in Southern New Mexico to obtain the justice and compensation they need by pursuing negligent drivers and liable insurance companies.
Whether you live here, or are from a neighboring state, our lawyers can help you to obtain the justice and compensation you need. If a negligent New Mexico driver injures you, we can help you, whether you were involved in a fender-bender, intersection collision, freeway rear-ender, hit-and-run collision, or other type of accident involving a car, truck or other motor vehicle.
If the other driver is adequately insured, we can pursue damages through a lawsuit naming the other driver and his/her insurance company as defendants. If the other driver is found negligent but is uninsured (or underinsured), we can pursue compensation through the underinsured/uninsured motorist coverage provision of your insurance policy.
What Will My Insurance Cover?
This coverage, which most people’s policies include, can pay for these and other damages:
- Long-term medical bills
- Rehabilitation/nursing care
- Vocational training
- Mileage for medical appointments
- Required home relocation or home modification costs required to adapt home environment for injuries or disability
- Funeral/burial expenses
- Replacement service benefits for tasks you can no longer do by yourself
Unless forced, few insurers will pay the full amount of damages caused in a serious injury accident. As businesses, it is in their interest to pay as little money as possible to preserve their bottom lines. However, a good lawyer can greatly improve an accident victim’s odds of achieving an appropriate settlement from, or judgment against, an insurance company.
Because insurance laws are complex, we recommended that you seek the counsel of our experienced uninsured/underinsured motorist lawyers at Ruhmann Law Firm. Through thorough evidence gathering, tenacious negotiation and tough litigation, we can persuade reluctant insurers to pay an appropriate settlement, or convince a jury to grant your requested award.
Don’t Delay · Las Cruces Car Accident Lawyer Serving Clients In New Mexico, Arizona And Beyond
All motor vehicle accidents are potentially serious and merit medical attention. Don’t let a motorist’s lack of insurance prevent you from getting the care and compensation your need. We can help.
To discuss your legal options with an attorney who can advocate for your interests and protect your rights, call Ruhmann Law Firm today at 855-394-4529.